Bankrate.com’s annual closing cost study came out today and New York earned the top spot with the most expensive closing costs in the country with an average of $3,830 in origination, title, and closing costs. On the other end of the spectrum, an Indianopolis home buyer would only pay $2,339 for the same loan closing costs.

Texas has the second-highest origination and closing costs. The Lone Star State was No. 2 last year, too. After New York and Texas, the top five are rounded out by Florida, Pennsylvania and Ohio. The most populous state, California, was the 17th most expensive.

Source: http://www.bankrate.com/brm/news/mortgages/2007/closing_costs_overview_1.asp